I’m at Liberty to provide the fastest answers possible plus, we offer great rates with low fees. I’m happy to provide home loans to folks in this area. I’m a local guy too... I grew up in New Munich, attended Melrose High School and live in Avon. I am privileged to have worked with my friends and neighbors to provide over $1 Billion Dollars in Home Loans. I’d love to work with you too.
Roger
First Time Homebuyer Mortgage
We are here to help you realize the American Dream of home ownership. We have several first time home buyer loans including loans with reduced rates of interest, loans with no money down, options that eliminate the need to pay mortgage insurance and even loans with assistance with the monthly payment.
Fixed Rate Mortgages
Obtain a long term fixed rate of interest on your mortgage loan. Fixed rate mortgages are the most popular type of loan. This option allows for precise budgeting since the principal and interest portion of the payment will not change for the life of the loan.
New Construction Mortgage
You can save time and money with our construction loan programs. We offer a construction to permanent loan with one set of closing costs. We have bridge loan options if you have not sold your current home and we also have extended interest rate lock in programs to help ease the worry of changing interest rates.
Refinancing
Refinancing your home mortgage can provide several positive outcomes. As a homeowner you will want to consider refinancing to:
- Reduce your mortgage payment by lowering the rate or extending the repayment period.
- Decrease your interest expense over the life of the loan by refinancing to a lower rate of interest or reducing the term of the loan.
- Reduce your mortgage payment and interest rate by switching from an adjustable rate loan to a fixed rate loan.
- Access additional cash for home improvements, education expense, debt reduction or any other needs you may have.